Quetzalty
Personal Finance · AI copilot · Built for Mexico

Finally know where your money goes. And what to do about it.

Quetzalty Finance brings your accounts, cards and loans into one place. The AI imports your statements, categorizes spending, builds your budget, warns you before you overspend and teaches you to use credit better.

  • No credit card
  • Your data protected
  • Built for Mexico (SAT, CAT, MSI)
$

Financial Copilot

analyzes your money instantly

What did I spend the most on this month? 👀

Your top 3 categories were Dining, Groceries and Transport. Dining is up 28% vs last month 👇

Restaurantes$4,200
Súper$3,100
Transporte$1,800
How much can I spend today without going over?
After your fixed costs and savings goal, your real available is $320 for today. I'll warn you if you get close to the limit. 💡
Savings goal: 68% 🎯

AI

Imports and categorizes your transactions for you

360°

Accounts, cards, loans and goals in one view

0

Spreadsheets: just ask your money

MXN

Built for Mexico: SAT, CAT and MSI

Connects with the tools you already use

BBVA
Citibanamex
Banorte
Santander
HSBC
Nu
If this sounds familiar, you're not alone

It's not that you earn little. It's that no one tells you where it goes.

Managing your money by hand is exhausting and almost no one keeps it up. The copilot does it for you: it organizes, warns and explains.

You don't know where it goes

With no categories or history, the month ends and you don't know on what. Blind decisions and zero room to save.

The cards beat you

You forget the statement date, pay the minimum and interest piles up. Credit stops being a tool and becomes a burden.

Your money lives in a dozen apps

Bank over here, card over there, notes on your phone and a spreadsheet you never update. Nothing talks to each other.

All your money, with a copilot that acts

Much more than logging expenses: a copilot that orders your money.

Bring your finances together, automate the tedious with AI and make better decisions with clear data.

All your money in one place

Accounts, cards, loans and cash organized in an account tree, with consolidated balance and live net worth (assets − liabilities).

Import statements with AI

Upload your statement as PDF, CSV, Excel or a photo: the AI extracts the transactions, categorizes them and spots duplicates. Works with Mexican banks.

Budgets and goals

Budget by category, the 50/30/20 method and savings goals with date and progress. You know how much you can spend and how far you are.

The real cost of your credit

Statement and due dates, payment to avoid interest, projected interest, CAT, credit utilization and interest-free installment (MSI) tracking.

Preventive alerts

It warns you before there's a problem: overspending, nearing the limit, an upcoming card payment, recurring subscriptions and stale statements.

Financial copilot

Ask in plain language and get answers with charts and tables. It analyzes, educates and simulates scenarios — no spreadsheets.

Inside the app

Your money, clear and under control

Designed so you understand your finances in seconds and the AI does the heavy lifting.

DASHBOARD & NET WORTH

Your money at a glance, not in a spreadsheet

A panel with your balances, monthly spend, upcoming payments and the evolution of your net worth. All live and easy to read.

  • Net worth (assets − liabilities) and its evolution
  • Spending by category and trends over time
  • Upcoming card payments always in view

Patrimonio neto

$184,200

▲ 3.2% este mes

Gasto del mes

$11,930

de $14,000 presupuesto

Gasto por categoría

Restaurantes
Súper
Transporte
Servicios
AI IMPORT

From your statement to control in 4 steps

Upload the file, the AI extracts and categorizes the transactions, you review what you want and confirm. No typing transaction by transaction.

  • PDF, CSV, Excel or image of the statement
  • The AI extracts, structures and categorizes
  • Automatic duplicate detection

Importar con IA

estado-cuenta.pdf
Sube tu estado de cuenta
La IA extrae y categoriza
3Revisas los movimientos
4Confirmas e importas
42 movimientos detectados · 3 duplicados omitidos
FINANCIAL COPILOT

Ask your money and get answers, not reports

"What did I spend the most on?", "how's my net worth?", "how much can I spend today?". The copilot answers with charts, tables and recommendations.

  • Analysis with charts generated on the spot
  • Simulate principal payments and project cash flow
  • Detect subscriptions and unusual charges
¿Cuánto ahorro si abono $2,000 a mi crédito?

Abonando $2,000 a capital ahorras $1,840 en intereses y terminas 4 meses antes. 📉

Tabla de amortizaciónExportar CSV
Your financial copilot

It doesn't just show numbers. It helps you decide.

The same AI copilot from the Quetzalty ecosystem, focused on your money. Here's what it can do for you:

Analyzes

"What did I spend the most on?", net worth, cash flow and "how much can I spend today?" (safe to spend), with instant charts.

Educates

How to use your card well, what CAT, GAT or your credit bureau are, and where to invest (CETES, Sofipos, Fibras) with advice based on your data.

Simulates

A loan amortization table, savings from paying down principal and a projection of your cash flow over 3–12 months.

Acts for you

Imports a statement, creates a savings goal, logs an expense or sets a budget — always with your approval.

Security and privacy

Your financial information, treated with respect

Your data is some of the most sensitive there is. Here's how we protect it.

Your data, protected

Encryption in transit and at rest, and role-based access control. When bank aggregation is added, credentials stay tokenized at the aggregator, not with us.

LFPDPPP compliance

Express consent to process your financial data and a privacy notice compliant with Mexican law (ARCO rights).

You're in control

Export your data and reports to CSV anytime. We don't sell your information to third parties.

Frequently asked questions

Questions about Personal Finance

What is Quetzalty Finance?+

A personal finance app with AI that brings your accounts, cards and loans into one place, categorizes your spending, builds your budget and helps you decide with a financial copilot.

Can I import my bank statement?+

Yes. Upload your statement as PDF, CSV, Excel or a photo and the AI extracts the transactions, categorizes them and detects duplicates automatically. It works with Mexican banks.

Does it connect to my bank automatically?+

Today control starts from statement import (manual or by file); automatic bank aggregation via Belvo/Finerio is on the roadmap. So you control all your money from day one.

Is my financial data secure?+

Yes. We use encryption in transit and at rest, role-based access control, and handle your data in line with Mexico's LFPDPPP (express consent and ARCO rights). We don't sell your information.

Does it work for Mexico?+

Yes, it's built for Mexico: Mexican pesos, SAT fiscal basis, the real cost of credit (CAT) and interest-free installment (MSI) tracking.

Is there a cost?+

You can start free, no card. Import your first statement and let the copilot order your finances.

Stop guessing where your money goes.

Start free today: import your first statement and let the copilot order your finances for you.

  • No credit card
  • Your data protected
  • Cancel anytime